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Finance

FCA Approved, we work alongside Motion Finance and their panel of twenty-eight lenders, all helping to ensure you get the best possible deal suited to your budget. We understand that getting the right finance package, is just as important as the new car you want to purchase.


All finance is subject to status and income, applicants must be eighteen or over, terms and conditions apply. We can introduce you to a limited number of finance providers. We do not charge fees for our Consumer Credit services. We may receive a payment(s) or other benefits from finance providers should you decide to enter into an agreement with them, typically either a fixed fee or a fixed percentage of the amount you borrow. The payment we receive may vary between finance providers and product types. The payment received does not impact the finance rate offered.


All third party finance companies will incur an administration fee of £300 including VAT.


Youngs Cars Ltd (Trading as Heneage Cars) is authorised and regulated by the Financial Conduct Authority. Registration No. 719527
Youngs Cars Ltd (Trading as Heneage Cars) is authorised and regulated by the Information Commissioners Office for Data Protection. Registration No. ZA276378
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Representative Example HP

An OTR Cash Price of £7,495.00 with a deposit of £749.50 leaving an amount of credit of £6,745.50. The agreement is resulting a Representative 10.9% APR and a total amount payable of £9,427.10. Payments are based on a duration of agreement of 60 months, with a first monthly payment of £ 144.61, regular monthly payment of £144.61 and a final monthly payment of £145.61.
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FINANCIAL DISCLOSURE
Heneage Cars is registered in England and Wales. Heneage Cars is authorised and regulated by the Financial Conduct Authority, under FCA number: 719527. We act as a credit broker not a lender. We work with several carefully selected credit providers who may be able to offer you finance for your purchase. (Written Quotation available upon request). Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). The lenders we work with could pay commission at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 year or over. We are only able to offer finance products from these providers.